OpenAI launches ChatGPT Wallet for agent-based purchases
OpenAI introduced a wallet feature allowing AI agents to make purchases using major credit cards. The system uses tokenized cards and biometric approval, with OpenAI taking no transaction fee at launch.
OpenAI has launched ChatGPT Wallet, a feature that enables AI agents to make purchases using Visa, MasterCard, and American Express. Available to US Pro subscribers, the system utilizes a tokenized card that requires biometric approval, such as Face ID or a fingerprint, for each transaction. To reduce fraud risk, card details are not passed to payment processors. Users must be over 18 to use the service. At launch, OpenAI is not taking a cut of transactions, a strategy that contrasts with Meta’s Muse, which takes a percentage of transactions and offers a $20 subscription tier. Partners for the initiative include Aiden, Checkout.com, Stripe, Forwarder, Risky Feed, Sardine, and Signified. The feature allows agents to buy items such as airline tickets, although platforms like Amazon, eBay, and United Airlines currently block bot purchases. This launch positions OpenAI to compete in the emerging market of agent-based commerce, leveraging its large user base to drive transaction volume without immediate revenue sharing.