AI at Work

Sharplink ceo projects ai agents will save consumers $1.4 trillion by 2035

Joseph Shalom estimates that AI agents will intermediate over 35% of financial services fees by 2035. He argues that this shift will optimize portfolios and move idle cash to higher-yield opportunities, provided regulatory guardrails are established.

· 1 source · Financial services disruption

Joseph Shalom, CEO of Sharplink, estimates that AI agents could save consumers up to $1.4 trillion by 2035 by automating financial services. Shalom projects that over 35% of all financial services fees, approximately $4 trillion, will be touched or intermediated by agents. He argues that these agents will move idle cash from low-yield accounts, which typically offer 7 to 10 basis points, to higher-yield opportunities yielding around 350 basis points, while also optimizing portfolios. Sharplink, a digital asset treasury company, has raised $3 billion in equity and maintains over 99% of its Ethereum holdings in staked or deployed states. The company recently launched a $125 million on-chain yield fund with Galaxy, using permanent capital to provide multi-year liquidity to protocols. Shalom emphasizes that trust in these agents requires regulatory guardrails for accountability and persistence across chains. He advocates for Ethereum as the primary settlement layer, citing its security and liquidity, which currently host over 50% of stablecoins and 52% of tokenized assets. Shalom contends that the majority of savings will accrue to consumers if proper regulatory frameworks are in place.