Everything on Financing

Local banks and Sparkassen are the primary sources of acquisition financing for small-ticket deals, as large banks have withdrawn from this segment. Building strong relationships with these institutions is critical for securing the debt financing needed to leverage acquisitions.

Impact: Acquirers who master the local banking landscape can execute deals more efficiently and at lower costs, gaining a competitive advantage over those who rely solely on equity or large-bank financing.

— from Serial Acquirers vs. Search Funds in German Mittelstand · That's Smart Money· Feb 03, 2026