Everything on Financial Services & Regulation

Germany's new Altersvorsorgedepot eliminates capital guarantees, caps management fees at 1%, and mandates market-linked investments like ETFs. The reform extends state subsidies to self-employed individuals and increases support for low-income earners.

Impact: Wealth managers must redesign retirement products around transparent, low-cost equity exposure, while fintech platforms can capture new retail investor segments.

— from Stagflation Signals, AI Automation, and German Pension Reform · Alles auf Aktien – Die täglichen Finanzen-News· Mar 25, 2026