Everything on Credit Risk

Private credit exposure to software companies is becoming riskier as AI disrupts the recurring revenue models that underpin these loans.

Impact: Lenders and investors in private credit funds face potential defaults and mark-to-market losses as software valuations adjust to AI competition.

— from AI Disruption, M&A, and ETF Market Shifts · Alles auf Aktien – Die täglichen Finanzen-News· Feb 24, 2026

Private credit funds are aggressively lending to data centers, using off-balance-sheet vehicles to obscure leverage. This practice increases credit risk and complicates analysis.

Impact: Investors in private credit and data center debt face higher default risk, particularly for second-tier operators with weaker covenant protections.

— from Data Center Energy Oversupply and Credit Risks · Odd Lots· Feb 02, 2026