Everything on Credit Risk Management

Direct lending in software and AI sectors faces increased credit risk due to business model volatility, prompting a shift toward alternative credit assets with more stable cash flows.

Impact: Reduces portfolio exposure to tech-driven downturns and enhances return stability through diversified alternative credit sources.

— from Perpetual's Alternative Credit Strategy for Multi-Billion Portfolios · OHNE AKTIEN WIRD SCHWER - Tägliche Börsen-News· Oct 31, 2026

European leasing portfolios exhibit extreme earnings sensitivity to default rate fluctuations, with minor basis-point shifts significantly impacting net results.

Impact: Requires tighter underwriting standards and dynamic provisioning to protect balance sheets during economic contractions.

— from Market Shifts: AI Pricing, Supply Chains, and Activist Capital · OHNE AKTIEN WIRD SCHWER - Tägliche Börsen-News· May 12, 2026